Staying Safe and Avoiding Scams: Advice for OnlyFans

With a rise in HMRC scam letters, emails, and phone calls, it’s more important than ever for OnlyFans creators to stay informed and protected. In this guide, we break down how these scams work, how HMRC actually communicates with taxpayers, and the key warning signs to look out for. You’ll also learn what steps to take if something doesn’t feel right—helping you safeguard your income, personal information, and peace of mind while running your business with confidence.

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4/2/20261 min read

Working online and managing your own income can make you more visible to scammers. We’ve recently seen a rise in fake HMRC letters, emails and calls targeting individuals—including content creators—designed to cause panic and push quick payments.

Here’s how to protect yourself 👇

Scam spelled with scrabbles on a wooden table
Scam spelled with scrabbles on a wooden table

A Practical Guide for OnlyFans Creators

Scammers often pretend to be HMRC to pressure you into acting fast. These can come in several forms:

📩 Scam Letters

  • Highlight unpaid tax or threaten legal action

  • Urge immediate payment to avoid fines or arrest

  • Include fake HMRC logos or reference numbers

  • Provide incorrect or vague personal details

📧 Scam Emails & Texts

  • “You’re owed a tax refund” (with a link to claim it)

  • Requests to “verify” your personal or banking details

  • Links to fake HMRC login pages

📞 Scam Phone Calls

  • Aggressive tone, claiming legal action is imminent

  • Requests for payment over the phone

  • Caller ID may even appear as “HMRC”

⚠️ The goal is always the same: create urgency so you act without checking

Common HMRC Scams to Watch For

Understanding how HMRC really operates is your best defence:

✅ Letters:

HMRC does send letters—but they:

  • Are clearly addressed to you with correct details

  • Do not demand immediate payment under threat

  • Allow time to respond or appeal

✅ Emails & Texts:

  • HMRC may send notifications, but will not ask for personal or financial details

  • They won’t send links asking you to log in and confirm sensitive information

✅ Phone Calls:

  • HMRC may call, but they will never pressure you for immediate payment

  • They will not ask for full passwords or sensitive login details

💡 If something feels urgent, threatening, or “off”—it probably is.

How HMRC Actually Contacts You