OnlyFans UK Tax FAQs

Navigating taxes as an OnlyFans creator in the UK can be challenging. Below are answers to common questions to help you understand your tax obligations.

1. Do I need to pay taxes on my OnlyFans income?

Yes, all income from OnlyFans—including subscriptions, tips, and pay-per-view content—is considered taxable by HM Revenue & Customs (HMRC). You must report this income on your Self Assessment tax return.

2. When am I required to file a tax return?

If your OnlyFans income exceeds £1,000 in a tax year, you must register as self-employed and file a Self Assessment tax return. Even if your income is below this threshold, it's advisable to maintain accurate records.

3. What are the income tax rates for the 2025/26 tax year?

For the 2025/2026 tax year the income tax bands are as follows:

Personal Allowance

£12,570: Income up to this amount is tax-free. Note: For individuals earning over £100,000, the personal allowance decreases by £1 for every £2 earned above this threshold, phasing out entirely at £125,140.

Income Tax Bands

Basic Rate (20%): £12,571 to £50,270

Higher Rate (40%): £50,271 to £125,140

Additional Rate (45%): Over £125,140

4. What National Insurance Contributions (NICs) am I liable for?

As a self-employed individual, you're responsible for:

Class 2 NICs: Payable if your profits exceed £6,725 annually.

Class 4 NICs: 9% on profits between £9,568 and £50,270, and 2% on profits over £50,270.

5. Do I need to register for VAT?

If your annual turnover exceeds £85,000, you're required to register for Value Added Tax (VAT). This involves charging VAT on your services and submitting regular VAT returns to HMRC.

6. What expenses can I deduct to reduce my taxable income?

You can deduct expenses that are "wholly and exclusively" for your business, such as:

• Cameras, phones, and lighting equipment

• Beauty treatments and cosmetics

• Internet and utility costs

• Marketing expenses

Ensure these expenses are necessary for your content creation activities.

7. How should I maintain records of my income and expenses?

Keep detailed records of all income and business-related expenses. This includes invoices, receipts, and bank statements. Accurate record-keeping ensures compliance and simplifies the tax filing process.

8. What are the deadlines for filing my tax return and paying taxes?

Key deadlines include:

• Paper tax returns: 31 October following the end of the tax year

• Online tax returns: 31 January following the end of the tax year

• Tax payments: 31 January for any tax owed for the previous tax year

Missing these deadlines can result in penalties.

9. Can operating through a limited company benefit me?

Some creators opt to operate through a limited company for potential tax efficiencies, such as lower tax rates on profits and greater control over income distribution. Consult a tax professional to determine if this structure suits your situation.

10. What are the consequences of not filing my taxes?

Failing to file your tax return or pay taxes can lead to penalties and interest charges. Persistent non-compliance may result in legal action by HMRC.

Staying informed and compliant with your tax obligations is essential for a successful OnlyFans career in the UK. Consulting with a tax professional can provide personalised guidance tailored to your circumstances.

The experts at OnlyTax can help answer any tax related queries you have relating to your OnlyFans account. Contact us today for a free consultation.

Call free on 0800 0016 878 or email us at info@onlytax.co.uk